Finance That Follows Your Business Reality

Most budgeting systems tell you how much you can spend. Activity-based budgeting shows you what drives those costs in the first place. We teach Australian business owners how to build financial plans around what actually happens in their operations.

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Financial analysis workspace showing activity mapping and budget allocation methods

Understanding Activity-Based Budgeting

Traditional budgets start with last year's numbers and add a percentage. Activity-based budgeting starts with understanding what creates costs in your business, then builds financial plans around those drivers.

Cost Driver Analysis

Learn to identify which activities consume resources in your business. From customer onboarding to production runs, we teach you to map how operational choices create financial outcomes.

Resource Allocation

Build budgets based on planned activities rather than historical patterns. This means your financial plan reflects actual business strategy instead of repeating past spending habits.

Decision Support

When costs link directly to activities, financial decisions become clearer. You can evaluate what happens when you change how work gets done, not just how much you spend doing it.

Business team reviewing activity-based budget models and cost allocation frameworks

Building Budgets From Activities Up

The shift from traditional budgeting to activity-based methods changes how you think about business costs. Instead of asking "what did we spend last quarter," you ask "what activities will we perform next quarter, and what will those cost?"

Our September 2025 program walks through this transition systematically. You'll work with your own business data to identify cost drivers, quantify resource consumption, and build financial plans that connect to operational reality.

Activity mapping for service businesses
Resource consumption measurement
Variance analysis techniques
Integration with existing accounting systems

What You'll Develop During The Program

This isn't about learning theory for its own sake. Each module builds specific capabilities you'll use to create and manage activity-based budgets in your actual business operations.

1

Activity Hierarchy Design

Create a structured map of business activities from unit-level tasks through batch processes to facility-sustaining functions. This framework becomes the foundation for allocating costs based on what drives them.

2

Cost Pool Configuration

Group expenses based on the activities that consume them rather than traditional department structures. You'll learn to identify shared resources and allocate them to specific operational activities.

3

Driver Rate Calculation

Develop rates that connect resource consumption to activity volume. These become your planning tools for estimating costs when business activity levels change throughout the year.

4

Variance Investigation Methods

Build systems for comparing actual spending against activity-based plans. Learn to distinguish between cost changes driven by volume versus rate differences, and what each type of variance tells you.

Detailed activity-based budget documentation and planning materials
Financial planning session with activity cost analysis
Program instructor Verity Chadbourne reviewing budget frameworks

Program Structure and Timeline

We run intensive eight-week cohorts starting September 2025. Sessions combine instruction with applied work using your business data. Most participants need 6-8 hours weekly for coursework and implementation.

The program assumes basic accounting knowledge but doesn't require advanced financial training. You should be comfortable working with spreadsheets and have access to your business cost data.

Delivered by Verity Chadbourne, who spent twelve years implementing activity-based systems for manufacturing and service companies across New South Wales before starting luxenavari's education programs in 2023.

Applications for September 2025 open in June. We limit cohort size to ensure participants receive individual feedback on their budget models as they develop them throughout the program.

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